I AM TRACY.
My Work, through Financial Nirvana Mama, is dedicated to supporting you in your financial journey. I am thriving consultant, social entrepreneur and successful real estate investor and unquenchable life long learner.
MY MISSION is to inspire you to stop settling in life, take action to do what you love to do, help and inspire you to kick ass and make your life amazing.
MY WORK is for the ambitious, the hustlers, the entrepreneurs, and the action takers who are building their wealth through real estate, businesses and investments and accelerating their path to financial independence.
BEST PART, I teach you principles, tips, rules, and techniques to get into real estate investing, stock investing, develop passive income without any inheritance, winning the lottery, becoming a slimy sales person and any experience.
What you Can Expect from Financial Nirvana Mama
How to Articles on using Rental Income/Dividend Income (not your salary):
Live for free: ex. stop worrying about day to day expenses like a mortgage
Travel more: ex: take breaks in life (sabbaticals) and checking off your travel bucket list with your family
Take Sabbaticals/Career Breaks: Life is too short. You have a lot of passion projects. Or you want to change careeers, refresh, reenergize with your loved ones.
Create an education fund for your kids the smart way without spending a fortune over twenty years
Create a money stash for your family and a legacy for hundreds of years.
Afford a dream nanny that you’ve always wanted but couldn’t afford
I talk the talk and walk the walk because I’ve done all the above and want to help you do the same. I bought my first stock when I was in university. I bought my first condo when I was 26 years old. So I’ve been investing for many years and want to share my investing knowledge.
Born-and-raised prairie girl with nothing more than $600 in the bank account after graduating with a pile of student debt, I made it my personal mission to slash that debt asap.
For two years, I moonlighted as a model, tutor and as an environmental engineer and conquered that debt. It wasn’t easy. 70+ hour work weeks combined with long work days and occasional overnight shifts in the office resulted in massive stress.
I decided NO MORE. Rather than working harder, I decided to work smarter.
Diving into real estate and surviving 7 years later, I bought many rental properties, built up my money stash and reached my financial bliss. Around the same time, I reached my goals as an environmental engineer so I left my engineering job after 13 years.
Freedom, continuous personal growth and able to try new things became my biggest motivation. I dreamed about what it would be like to spend more time with my twins, dance, travel, and do work that I truly loved to do.
Leaving a secure 6-figure government job with an immediate opportunity for promotion, cool traveling opportunities, incredible benefits, and a GOLDEN pension was not easy. I knew if I didn’t do it, I would never do it and my life would be filled with regret.
Living a life of regret is incredibly scary to me. To crush that fear, I stopped settling in life, took action and changed my life.
My real estate investing journey started in 2007. Teaming up with my husband, I’ve been investing in real estate to accelerate financial independence and to create future wealth for my family.
I didn’t grow up with a silver spoon so I had to scrimp and save and used almost all of my income to buy rental properties, stocks, and other investments to build a financial fortress to design my ideal life.
I’ve grown my real estate to a multimillion dollar portfolio as featured on Canadian Real Estate Wealth Magazine. I have spent the past decade discovering ways to invest in real estate while managing a demanding career, young family (twins) and life.
I have discovered hundreds of investing tips, tricks, techniques, and pitfalls that I now get to share with you. I’ve made a lot of money but I’ve also lost money along the way. I want to help you avoid those silly mistakes that I’ve made and help mentor you to jump into the real estate investing journey — the right way.